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Incomplete Records



 
1.0 INTRODUCTION
The objectives of this note is to consider the problem of preparing an Income Statement and Balance Sheet in circumstances when a business has not kept complete records leading to a Trial Balance, and what must be done to carry out the conversion to double entry.


2.0 OBJECTIVES
At the end of this note, you should be able to:
• explain the meaning of Incomplete Records
• prepare final accounts from an Incomplete Record.

3.0 MAIN CONTENT
3.1 Meaning of Incomplete Records
Any kind of books-keeping which falls short of double entry is "Incomplete" and wherever possible should be completed. Exercises on this theme are valuable in leading students to a clear apprehension of the double-entry principle. 

3.2 Causes of Incomplete Records
A trader may perhaps keep a cash-book which he writes up but does not post to a ledger. His takings are partly in cash, but he does not pay the full amount of cash received into the bank, since he pays an assistant's wages, and draws his own living expenses, first of all. He too, as a shopkeeper, he takes goods out of stock for private use.

At some time in the year he may introduce further capital, or perhaps buy a motor van out of his own resources, for business use.
This state of affairs may persist until an assessment for Income Tax is made which he would like to dispute. He is then compelled to call upon the services of an accountant to help him to prepare proper accounts.

3.3 Stages of Completion of Records
The stages of this preparation of account are as follows: 

• Prepare an opening statement of Affairs, showing the trader's assets and liabilities at the beginning of the period under review. This will be inform of a Balance Sheet, and it will now be picked up in the ledger through a journal entry, the cash balance being posted to the cash book, and the other items to such accounts as freehold shop, furniture and fittings, stock, debtors and creditors. The balancing figure is taken as capital and posted to that account. 

• Prepare a Bank Reconciliation Statement covering the period since the date of the opening statement of affairs, to make sure that the cash book is correct. 

• Analyze both sides of the cash book under suitable headings and post the totals of the analysis columns to Ledger Accounts. 

• Be especially careful to post cash paid to creditors and cash received from debtors to their respective total accounts. 

• Find out, by examining carefully the accounts, the amount of the Debtors and Creditors at the beginning and end of the period

• This has been partly done already, for the opening statement of affairs. The absolute importance of the last two stages can be seen thus:

Total Debtors
 

From your knowledge of control accounts you will remember that the  entry for total sales journal is:

Debit Total Debtors
Credit Sales.

And that the entry for total purchases from the Bought Journal is

Debit Purchases
Credit Total Creditors

Because the records are incomplete, we have to work backwards, as it were. A Trading Account cannot be prepared until the amount of sales and purchases has been established.

• Find out by questioning the proprietor of the business

- How much cash he has kept back from the cash takings, and what it has been used for from the point of view of the business i.e
Wages
Business expenses
Private drawings.

The double entry must now be completed:
Debit Wages
“ Expenses
“ Drawing
Credit Cash Sales

- How much he has drawn "in kind" from the business (at cost price). Again the double entry must be completed:

Debit Drawings
Credit Purchases

- If he has brought any further capital into the business other than in cash (which would have been seen in the cash book analysis):

Debit Asset Account
Credit Capital

- The amount of the opening and closing stocks. The opening stock was required for the opening statement of affairs, and the closing stock is required in order to make the appropriate adjustment. Note carefully that if the closing stock is understated by the proprietor it results in the profit for the year also being understated.

- See that all postings have been made and then extract and balance off the Trial Balance.

- Make all adjustments for accrued charges, closing stock and payments in advance.

- Prepare Trading Account, Profit and Loss Account, and Balance Sheet at the closing date.

3.4 Single Entry
It is sometimes the case that no records at all have been kept, or the information available is so fragmentary that completion of double entry over a period is virtually impossible. This result in what is termed "pure single entry" and the only thing to do is to prepare two statements of affairs in the form of a Balance Sheet, by comparison of which the state of the capital account at the beginning and the end of the period can be observed. 

The difference, if upward is assumed profit, and if downward, is assumed loss. The later result would not be accepted without careful enquiry, if all the outward signs of the business point to a far different conclusion.

The Statement of Affairs are often accompanied by a Statement of Profits, which is in the following form:
information in double-entry form.

4.0 CONCLUSION
The objectives of this note is to consider the problems of preparing an Income Statement and Balance Sheet in circumstances when a business has not kept complete records leading to Trial Balance, and what must be done to carry out the conversion to double entry.

5.0 SUMMARY
It is very essential for all the transactions of every business note to be kept in proper records. This is commonly and traditionally presented in double entry. However, this is not always the case, especially in small business notes that employ incompetent book-keepers to man the recording of the business activities.

 What is common as such is keeping the records by entering the transactions once only-single entry. As a result, some items of transactions may be missing thereby making the records incomplete. This therefore brings about incomplete records. This record have to be completed in stages before final accounts can be prepared.


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